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James Franklin
12-24-2013, 11:15 AM
Hi,

1) there when you need them, can be cheaper than cc rate (especially if the personal loan makes it so that you avoid late fees and penalties)
2) The personal loan will be offered to you anytime and for any reason.
3)The Personal Loan are offered by all reputed banks and even many non banking financial companies offer these personal loans


Thanks
Saverable.com

Pranjal Sharma
05-27-2014, 09:52 AM
Nice Comparison between Personal Loans and Credit Cards James..The biggest advantage with Personal Loans is that if you have good credit history you can get Instant Personal Loans from many banks.

Apart from that Personal Loans can be availed from many banks for very less Interest rates..btw I found out a Personal Loan Interest Rates comparison site..check it out and compare Interest Rates of different leading banks.

ali
02-09-2015, 05:44 AM
I took a personal loan in the past and Im still paying it. The truth is that I will need another loan soon, because i cant pay off my credit card bills...

aramintageorge
02-09-2017, 06:45 AM
I applied for the personal loan with my bank two months back and the amount was heavy. Before taking the loan I calculated its EMI from Personal loan EMI Calculator and when I was satisfied that I can easily repay its monthly installment, thereafter I applied for the loan with my bank. Good credit history helped me a lot in getting loan easily and the bank's calculated EMI was the same as being calculated by me. Source: http://emicalculators.in/