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arian29
01-19-2014, 08:52 PM
Ok am in a bad position. I don't want to go for settlement so am try my best to do what i can.

Situation:
Salary 32000 pm inhand
emi (others) 16000
total debt around 3.5lakh (on 4 cards)
i am as of now paying the lowest payment. (i know i pay interest on that)
debt is mostly because of my buying habits which i am strongly working on.

What options to i have and suggestions please..