online banking - research

[natuska]

Hello, my name is Natalia and I am a student doing research about online banking. I am trying to find out what consumers think of benefits, threats of being a user of online banking. Also I would like to know what are security concerns which would make it more difficult to adopt this service. I will really appreciate your help. Thank you.

[rajiv]

Hi, there are a lot of benefits with online banking please go through with the following points.

1) Credit card and debit card offers EMI facilities (Buy now pay later).
2) Easy interest rates
3) Online Transfer
4) Rewards Points
5) Other Loyalty programs etc.