Can a credit score recover after a bankruptcy?

[Andrew]

Can a credit score recover after a bankruptcy? I've heard horror stories about defaults on debts and bankruptcies ruining credit score and reliability of the borrower. Is it possible to recover completely from a bankruptcy and how would you go about this? About how long does it take to get a decent credit score after something like this?

[Derrick]

Credit is built and repaired over time. To build some credit you need to responsibly borrow starting from small amounts. You could set up a debt secured card from your local bank and be on time with payments, this can build credit score quickly and help you borrow at a lower rate. There's a lot more to it, but hope that helps.