Dangerous debt payoff strategies

There is a good way to go about paying off your credit card debts and loans but there is also a wrong way. Check out these wrong moves and see if you are paying off debt the wrong way:
+Make sure not to pay off the debt too fast!
+Don't use emergency funds
+Tapping into home equity can cause more harm than good
+Withdrawing from a 401k to pay off debt!
+Filing for bankruptcy when its not necessary, this can ruin your credit.
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