Credit card debt takes a big bite out of your wallet and, more importantly, tarnishes your financial image. A high unpaid credit card balance makes you a questionable client for loans and may even sabotage your efforts to to get a high profile new job because it can make you appear irresponsible to prospective new employers. However, plenty of charge cards offer rewards to those who run up debt by spending more. The new BankAmericard Better Balance Rewards card, however, rewards users when the pay their bills promptly and when they pay more than their minimum necessary payment.